These agents can open new accounts, take deposits, pay out withdrawals, and process and disburse loans in under two minutes with the Pinang microfinance mobile app. In order to reach this mostly rural, subset of the population, the bank launched Agent BRILink, a nationwide network of branchless agents. It's estimated that there is up to $8.3 billion in currency being held outside the banking system. With 56 million people that haven't accessed banking services, Indonesia is in the bottom four countries for financial literacy in the world, along with Bangladesh, India, and China. Though already present in even the most far-flung corners of Indonesia, Bank BRI is still working on increasing financial inclusion among un-banked Indonesians. The bank is also the biggest microfinance lender in the region. With more than 10,000 offices across Indonesia, Bank BRI has the largest network of any bank in ASEAN. Everything rotates around Apigee," says Situmorang. "Apigee has become the central nervous system for all communications between the digital core banking, the microservices, the frontend, and the apps. On the portal, partners can register, browse APIs, test in the sandbox, and go into production - all in less than an hour. Whereas previously it could take up to six months to onboard a new partner using host-to-host and VPN technology, now it takes less than an hour for partners to self-onboard using the Bank BRI Apigee developer portal. Apigee has become Bank BRI's center of communications, handling all transactions between the bank and third parties. Situmorang's digital bank team of 15 uses the Apigee monetization and developer portal features while managing and securing APIs and conducting big data integrations.
Since deploying Apigee, it's become much easier to manage the entire API lifecycle. Previously all of the bank's products had their own public APIs, which were very difficult to manage, secure, and monetize. This was a big change from the legacy technologies that existed when Situmorang joined the bank in 2017. His team got started by implementing a web-native frontend over a new technology stack with Apigee as a second layer. Kaspar Situmorang, Executive Vice President of Bank BRI, had the original vision for how the bank could transform itself into a fintech with digital technology and APIs. Save money with our transparent approach to pricing Managed Service for Microsoft Active Directory Rapid Assessment & Migration Program (RAMP) Hybrid and Multi-cloud Application PlatformĬOVID-19 Solutions for the Healthcare Industry Discover why leading businesses choose Google Cloud
0 kommentar(er)
